Budapest · Serving US & European sponsors

Models that survive the investment committee.

Institutional-grade financial modeling for multifamily and mixed-use development. GP/LP waterfalls, capital stack structuring, and underwriting built to hold up under lender and IC scrutiny.

$500M+
Modeled deal value across US and European markets
2+ yrs
Structuring project finance on the lender side at OTP Bank
Top Rated
Consultant status on Upwork, sustained across engagements
MSc
Corporate finance, Eötvös Loránd University
What I build

Three ways sponsors bring me in

Most engagements start at one of two points: a deal is moving and there is no model yet, or there is a model that no longer answers the questions the capital side is asking.

Development underwriting

Ground-up multifamily and mixed-use models built for investment committee review.

  • Land basis through stabilization and exit
  • Construction draw and interest carry
  • Lease-up and absorption scenarios
  • Sensitivity and downside cases

Waterfall & capital stack

Distribution mechanics and stack structuring that survive legal and lender review.

  • GP/LP waterfalls, multi-tier promotes
  • Preferred return sequencing
  • Senior, mezzanine, and equity layering
  • IRR, equity multiple, cash-on-cash tracking

Model rebuilds

Inherited single-deal models restructured into reusable, auditable tools.

  • Logic audit and error tracing
  • Hardcode removal and input isolation
  • Template conversion for repeat deals
  • Documentation and handover
Approach

Built from the lender's side of the table

I know what the lender and the investment committee will ask, because I used to be the one asking.

Before going independent, I worked at OTP Bank in project finance: authoring credit proposals, negotiating LMA-based facility agreements, and taking transactions through internal risk approval.

That changes how a model gets built. Debt sizing, covenant headroom, and the questions a credit committee raises are structural decisions made at the outset, not adjustments bolted on after the first round of comments comes back.

The result is a model that reads clearly to whoever opens it next, whether that is a lender, an LP, or the analyst who inherits it two deals later.

Selected work

Representative engagements

Client names withheld. Full underwriting detail available on request.

Mixed-use

Ground-up mixed-use development, Berlin

Phased residential-for-lease and commercial development across 31,600 m² of net lettable area, financed through milestone-linked construction draws against verified site progress, with multi-tranche debt. VAT and capital gains treatment differed across the two use types and were modeled explicitly rather than blended. Delivered as a full development cash flow model with sensitivity analysis and an investor memorandum, KG-coded and euro-denominated.

42,700 m² GFA
~€50M total cost
Affordable

LIHTC affordable housing, Port Chester, New York

Income-restricted development on church-owned land, with rents modeled against live HUD limits by household size and tier. The capital stack combined conventional senior debt with city and state incentives, tax abatements, and New York-specific obligations including fee-in-lieu-of-parking, each carried separately through Sources and Uses. Delivered with a HUD limits tab, tax and incentives module, and distribution waterfall.

309 units
~$117.5M total cost
Class A

Class A multifamily, PE asset management, Milwaukee

Live asset management modeling through construction completion and lease-up. Equity layered across A and C unit classes with a promissory note tranche sitting alongside equity rather than below it, requiring careful waterfall sequencing. SOFR-based construction debt priced against the live forward curve, with an unraised equity position underwritten separately from project fundamentals. Delivered as a live model with ERP integration, investor cap table, monthly waterfall, and board reporting.

353 units
~$202.5M total cost
Contact

Send the deal parameters

If a deal is moving and the model needs to be right, describe the structure and I will tell you what it needs. Initial scoping calls are no charge.

What to include

Asset type and location, unit count or GLA, the capital structure you are targeting, and where the deal currently sits.

How engagements run

Fixed-fee by scope, or on retainer for sponsors with steady deal flow. Initial scoping calls are no charge.